While employer’s pay premiums to insurance companies for worker’s compensation insurance, the insurance companies make it very hard to resolve these claims in a timely fashion.
One may be suffering mental anguish along with physical pain when a mishap occurs. However, the claim forms the employer asks on to complete and return need to be thorough. Claims have been returned or stalled because a date or diagnosis was missing. The most common thing one forgets to do is sign the accident at work claim form.
There may be a time frame or deadline to submit the forms so being prompt is a necessity. Insurers do not want to pay claims although that is what employers pay them form. Any excuse to refuse or delay the claim is standard.
If personal property is damaged and reimbursement or retribution is sought, make sure any item is described in great detail. If possible, if one has retained the original purchase receipt, has made a photograph of the item, or has a written appraisal of a damaged item, it would be helpful to include copies with your completed claim form. Do not send originals. Claims and the material forwarded with such has been known to mysteriously disappear from the desk of an insurance adjuster!
It never hurts to have another trusting eye proofread the form before sending your claim.