Car Accident Claims are unique situations that can be very stressful. It is important For you to know what to do, both mentally and financially. You should contact the authorities as soon as possible following the accident. After this, render aid if you can to those with life threatening injuries.
When speaking with the police, be polite, but curt. DO NOT ADMIT FAULT! Even in situations where you feel morally responsible, that doesn’t necessarily mean that you are civilly liable. This can save your insurance company thousands of dollars, which can be passed back down to you through your premiums.
It is also advisable to gather as much detailed information as possible to turn in to your insurance company. It is advisable to hand deliver a copy of the police report. It is also suggested to take detailed photographs as well as taking down information from witnesses. This information includes names, dates of birth, addresses and phone numbers.
It is important to note that these are mere suggestions and the author nor any reproducers of this article accept any responsibility for the actions of others at any time. It is the responsibility of each individual to follow the policy and procedures of their respective insurance companies as soon as possible.